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Right to Buy
The Right to Buy scheme helps eligible council tenants in
England to buy their home with a discount of up to £77,900 outside
If you are buying a house, you will be buying the property
freehold and will own the property outright. If you are buying a
flat or maisonette, you will be buying a long-term lease and the
council will still own the freehold of the building.
Who has the Right to Buy?
To be eligible to buy your home from the council:
- You must be a secure tenant of Medway Council
- You must have spent at least three years as a public
sector tenant (a public sector tenant is a tenant whose landlord is
either a local authority or registered social landlord)
- The house or flat you plan to buy must be your only or
- You may be able to exercise the Right to Buy with someone who
is a joint tenant with you or with members of your family (they
must be over the age of 18 years and have lived with you for a
minimum of 12 months).
You can't buy your home if:
- A court has made a possession order which says that you must
leave your home
- You are declared bankrupt or have a bankruptcy petition pending
- Your home is particularly suitable for occupation by the
elderly (Under paragraph 11 of Schedule 5 to the Housing Act 1985 )
taking into account its location, size, design, heating system and
The Right to Buy discount
As a qualifying Right to Buy tenant, you will receive a discount
on the market value of your home. The amount of discount is linked
to the number of years you have spent as a secure tenant - the
longer you have been a tenant, the greater your discount will
- If you live in a house, you can get a discount of 35 per cent
after 3 years tenancy. You also get 35 per cent after 4 and 5 years
tenancy. For each extra year after that, you get another 1 per cent
for each year of tenancy up to a maximum of 70 per cent.
- If you live in a flat, you can get a discount of 50 per cent
after 3 years as a tenant. You also get 50 per cent after 4 and 5
years tenancy. For each extra year after that, you get another 2
per cent for each year of tenancy, up to a maximum of 70 per
But, whatever percentage you are eligible for, your discount
cannot be greater than £77,900. The maximum
discounts will increase on 6 April each year if the Consumer Price
Index increases. If the Index does not increase, the discounts will
remain the same.
Please note, you may have to repay part or all of your discount
if you resell your property within the first five years of
Apply for the Right to Buy
You must submit a Right to Buy application form (pdf 432KB)
to your landlord.
Your landlord must tell you within 4 weeks of receiving your
application if you have the Right to Buy your home and will send
you a notice (Form
If you decide you are interested in purchasing your home, you
must tell your landlord in writing within 12 weeks of receiving
your notice. An independent Estate Agent will then value your
property and you will receive an offer letter from your landlord
telling you how much they are prepared to sell the property for.
You will also be provided with the terms and conditions of sale and
an Energy Performance Certificate to tell you how energy efficient
and environmentally-friendly your home is.
If you wish to complete your Right to Buy, your purchase should
be handled by your solicitor and your landlord’s legal
Cost of buying your council home
If you decide to buy your council home, there may be additional
costs to the purchase price for the following:
- Maintenance costs to ensure your home is in good repair
- Running costs, such as utilities and Council Tax
- You may have to pay stamp duty, which is a tax that people pay
when they buy property
- You will need a solicitor or licensed conveyancer to look after
the legal side of buying your home
- You should have a survey of your home carried out - a Royal
Institute Chartered Surveyors (RICS)
- Home Buyers’ Survey and Valuation is a report to tell you of
all significant defects and provides a guide to value
- If you take out a mortgage loan, you may have to pay for the
cost of arranging it and will also have to pay a valuation fee
- When a sale is completed, you must pay the Land Registry to
register you as the new owner.
Information on the Right to Buy
More information on the Right to Buy can be found on the
Right to Buy
website or in the Department of Communities and Local
Your Right to Buy Your Home: A guide.
Medway Council's fair processing
We are under a duty to protect the public fund we
administer, and may therefore use the information you
provide on your Right to Buy application and/or Insolvency
Declaration for the prevention and detection of fraud. We may
also share this information with other bodies responsible for
auditing or administering public funds.
For further information, read Medway
Council's Privacy Notice.